Estate in Louisiana An interesting tale for law and history buffs... Rebuilding New Orleans after Katrina often caused residents to be > challenged to prove home titles back hundreds of years. That is > because of community history stretching back over two centuries during > which houses were passed along through generations of family, > sometimes making it quite difficult to establish a paper trail of > ownership. > > A New Orleans lawyer sought a FHA rebuilding loan for a client. He was > told the loan would be granted upon submission of satisfactory proof > of ownership of the parcel of property as it was being offered as > collateral. It took the lawyer 3 months, but he was able to prove > title to the property dating back to 1803. After sending the > information to the FHA, he received the following reply. > > (Actual reply from FHA): > > "Upon review of your letter adjoining your client's loan application, > we note that the request is supported by an Abstract of Title. While > we compliment the able manner in which you have prepared and presented > the application, we must point out that you have only cleared title to > the proposed collateral property back to 1803. Before final approval > can be accorded, it will be necessary to clear the title back to its > origin." > > And here is the great letter the lawyer responded with: > (Actual response): > > "Your letter regarding title in Case No.189156 has been received. I > note that you wish to have proof of title extended further than the > 206 years already covered in the present application. I was unaware > that any educated person in this country, particularly those working > with real property, would not know that Louisiana was purchased by the > United States from France in 1803 , the year of origin of title > identified in our application. For the edification of uninformed FHA > bureaucrats, the title to the land prior to U.S. ownership was > obtained from France, which had acquired it by Right of Conquest from > Spain. The land came into the possession of Spain by Right of > Discovery made in the year 1492 by a sea captain named Christopher > Columbus, who had been granted the privilege of seeking a new route to > India by the Spanish monarch, Queen Isabella. The good Queen > Isabella, being a pious woman and almost as careful about titles as > the FHA, took the precaution of securing the blessing of the Pope > before she sold her jewels to finance Columbus 's expedition. Now the > Pope, as I'm sure you may know, is the emissary of Jesus Christ, the > Son of God, and God, it is commonly accepted, created this world. > Therefore, I believe it is safe to presume that God also made that > part of the world called Louisiana. God, therefore, would be the owner > of origin and His origins date back to before the beginning of time, > the world as we know it, and the FHA. I hope you find God's original > claim to be satisfactory. > Now, may we have our damn reconstruction loan?" > > The loan was immediately approved.