[fatbaldguy]

specifically firearms insurance. Loss from theft, fire, tornado, flood, etc.
I was just quoted, by my Auto/Home agent $18 per $1000, and I would have to schedule each individual firearm.
I'm headed off to the scary world of the internet to do some searching.
I'll be back to see who you fella's use and/or recommend.

 

[razr]

Curious to see what you'll find. My agent gave me a general "any firearm that can be replaced" price and I am still trying to find out if he understood when I said I was a collector and that 80% of what I have couldnt be easily replaced.

 

[Dangerous Brian]

I use Collectables insurance. $50k of coverage for $360 a year.

https://collectinsure.com/?gclid=EAIaIQobChMI-p-poJaY5wIVmh-tBh1YbQcgEAAYASAAEgI88PD_BwE

 

[HooDoo Man]

This will be interesting. I'm sure there are a lot of rip-offs out there. Like Earthquake insurance for example.

 

[andrew1182]

Following this. Despite the excessive measures I've taken I still feel like I need insurance at this point.

 

[andrew1182]

https://www.corevensguninsurance.com/services-view/firearms-collectors/

These guys are the most reasonably priced I've found. I was told the policies are underwritten by Travelers. I don't have any experience with them personally. Has anyone here used them in the past?

 

[fatbaldguy]

https://www.corevensguninsurance.com/services-view/firearms-collectors/

These guys are the most reasonably priced I've found. I was told the policies are underwritten by Travelers. I don't have any experience with them personally. Has anyone here used them in the past?

From what I was able to discover, their policies start a $100K. I don't need that much, but probably closer to $25K.

 

[Slapshot]

+1 Collectable Insurance.

 

[andrew1182]

From what I was able to discover, their policies start a $100K. I don't need that much, but probably closer to $25K.

They do start at $100k.

 

[fatbaldguy]

Well, so far, If I factor in the amount my homeowners already covers. My current insurance is a cheaper option at my coverage amount than anything else I've been able to find.
The market appears to be for high end/high volume collectors and business'.
Edit: The downside is scheduling each individual firearm with associated accessories.

 

[WVsig]

I use Collectables insurance. $50k of coverage for $360 a year.

https://collectinsure.com/?gclid=EAIaIQobChMI-p-poJaY5wIVmh-tBh1YbQcgEAAYASAAEgI88PD_BwE

This is who I use. They are better than my homeowners and you do not have to schedule each gun with them. With the the coverage built into my homeowners plus what I get from Collectables insurance I am covered for less than another companies and its not a hassle.

 

[Slapshot]

This is who I use. They are better than my homeowners and you do not have to schedule each gun with them.

But you Should document what you have in the event something bad happens.

 

[Slapshot]

Does anyone know if Collectable covers a gun you ship in the event it gets lost or stolen? I keep meaning to call and ask them but it would be nice to know you’re insured without having to pay extra.

 

[WVsig]

But you Should document what you have in the event something bad happens.

Of course I have it documented. I have pics and a spreadsheet of everything. The point I was trying to make is that you are not turning that over to the insurance company in order to get coverage only in the event of a claim.

 

[Slapshot]

I gotchya’ that was more for fatbaldly than you. No shots fired.

 

[WVsig]

Does anyone know if Collectable covers a gun you ship in the event it gets lost or stolen? I keep meaning to call and ask them but it would be nice to know you’re insured without having to pay extra.

According to the policy rider you are covered at 3 levels. It depends on how you shipped it and who you shipped it with. Signature required protects you. More coverage for Fed Ex and Express mail vs Priority Mail and UPS. If no signature is required there is almost no coverage. Amounts are based on your total policy amount. I only know this because I got my renewal in the mail today. LOL

 

[HooDoo Man]

Beware, Travelers is crap.

 

[Slapshot]

Thanks @WVsig thats good to know. I would have my FFL ship USPS Priority (Signature Required) if I ever actually sold a gun. Seems I’m pretty good at buying them but not to good at selling them.

 

[andrew1182]

Beware, Travelers is crap.

First hand experience or hearsay? I have none, but I'd like to make an informed decision.

 

[Lou1]

I also use Collectibles Insurance Services.