Lubed lead is smokey, dirty, sooty, etc. If you're OK with that, no need to pay even a penny more. If that bothers you, it goes away with powder coating and copper plating for another 1-2 cents apiece.
Notwithstanding individual recipes in individual guns, I submit that you won't see a generic difference in accuracy among the three. And we each should have a load or two that shoots better than we can take advantage of.
I've recently ransom rest tested a 1911 45ACP. The best load will dump 10 rounds into 2" @ 50yd. The #2 load will dump 10 into 2.5" all day long .... but not 2". Without the ransom test at 50 yds, I'd never know they were different....because without it I can't do better than 4" with either one.
I have a buddy who is a high master, 2600 club, bullseye shooter. He has no idea how a powdered or plated bullet would shoot in his wad guns. That's because he's never tested them and never will. Once a gun is built and it's favorite load is determined (with a ransom test) the testing is over. After that it's all about fundamentals and technique.
And I'm pretty sure the winning 50yd bullseye loads these days are using the Nosler 185JHP. Lead 200SWC's are reserved for the short line.