The big plus that industrial hard chrome brings to the table is wear resistance because it is so hard, much harder than either the stainless or carbon steels used by gun manufacturers, and it holds up against holster wear and day to day use extremely well. I've had guns that had been HC'd 25-30 years earlier that showed almost no wear from normal use.
"Hard chrome" is a generic term used for the industrial hard chrome used for gun plating/finishing. It has been known by many brand names over the years - Metaloy, Armoly, Metalife - are just a few, all being essentially the same, with minor variations in formula, preparation, method of application. It is not the same as "bumper chrome" and will not be shiny unless the metal it is applied to has been polished. Usually it is applied over a brushed or matte surface and that is the appearance it takes.
Black chrome is softer than regular HC and I don't think anyone is doing it on guns anymore. The hardest black finish you'll fjnd is DLC and, like HC, it will conform to the surface it is applied to. Put i a matte surface and that's what it will look like, put it over a polished surface and it will be smooth and shiny.
There are still plenty of companies offering HC plating for guns, in fact, the big names from the past that I mentioned earlier are all still around. In fact, Mahovsky's just did the HC on the frame and small parts of the Commander that David Clevinger is working on for me. Like Metaloy and Armoloy, they've been doing it for decades.